Under the State Health Insurance Law, every
Israeli residentA person whose life is centered in Israel. Criteria for determining this include: Israel is your permanent place of residence, where your family resides, where your children go to school, your primary place of work, or where you are studying. has health insurance coverage.
All Israeli residents aged 18 and over must pay health insurance contributions to the National Insurance Institute together with their national insurance contributions
, except housewives (a married woman who does not work and whose spouse is insured).
All insured persons must be registered with one of the country’s health maintenance organizations (HMOs, known also as kupot holim), and may choose which HMO to join. The HMO must provide all insured persons with a standard
Health basketA range of vital health services that a health maintenance organization (HMO, known in Israel as a “kupat holim”) must provide unconditionally to all its members.
as specified by law.
The amount of one's payment of national and health insurance contributions is calculated in accordance with the level of income from work and from other sources earne by the insured, and in accordance with his determined status: